This Privacy Policy applies to your access and use of our products and services that are made available by Rising Cred LLC through our website, www.risingcred.com.

This Privacy Policy details the data that we obtain from you, how it is used, who we share it with, and the steps we take to safeguard your data. By using our website, you agree to the privacy practices detailed in this Privacy Policy.

Information we collect

Data We Obtain Directly from You

We may obtain data directly from you when you access our website. For example, when you sign up for our ebook or make a purchase through our store. In such cases, we may ask that you supply some or all of the following information:

  • Name.

  • Email address.

  • Mailing address.

  • Phone number.

  • Credit/debit card details

Data that is Automatically Collected

Information Obtained

When you visit the website or open an email from Rising Cred LLC, we may automatically obtain and make a record of certain information from your computer, web browser and/or mobile device, including and without limitation:

  • IP address or other device address or ID.

  • Web browser.

  • Type of device.

  • Geolocation data.

  • Hardware and software settings.

  • Web pages you visited before or after our website.

  • The pages you view on the website.

  • Certain actions on the website.

  • Dates and times that you visit

Cookie Information

This website uses cookies and similar technologies, which are small files or pieces of text that download to a device when a visitor accesses a website or app. For information about viewing the cookies dropped on your device, visit About the cookies Squarespace uses.

Analytics Information Collection

A variety of different third party information collecting and analytics programs may be used on this website, including Google Analytics and Squarespace analytics. You may choose to opt-out of the use of Google Analytics Cookies here: https://tools.google.com/dlpage/gaoptout.

How We Use Your Information

Your information is an integral part of our business. We do not sell your information to third parties. Here are some examples of how we use your data:

  • To analyze usage trends of our users across different devices

  • We may use your e-mail address or other personal information to send you promotional materials, offers, and/or messages.

In most cases, you can opt out of receiving promotional communications, through links provided at the bottom of the messages or by contacting us directly at lang@risingcred.com.

We may utilize Cookie Information and Automatically Collected Information to tailor our services and to analyze aggregate site usage metrics like amount of visitors and pages viewed.

How We Share Your Information

Third-party disclosure

We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information unless we provide users with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or serving our users, so long as those parties agree to keep this information confidential.

We may also release information when it's release is appropriate to comply with the law, enforce our site policies, or protect ours or others' rights, property or safety.

However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

How We Protect your Data

We use certain physical and technical measures that are implemented to safeguard the integrity and security of your data. We cannot guarantee or warrant the security of the data you send to us through the website or on the store. You do so at your own risk.

California Online Privacy Protection Act

CalOPPA is the first state law in the nation to require commercial websites and online services to post a privacy policy. The law's reach stretches well beyond California to require a person or company in the United States (and conceivably the world) that operates websites collecting personally identifiable information from California consumers to post a conspicuous privacy policy on its website stating exactly the information being collected and those individuals with whom it is being shared, and to comply with this policy. - See more at: http://consumercal.org/california-online-privacy-protection-act-caloppa/#sthash.0FdRbT51.dpuf

According to CalOPPA we agree to the following:

  • Users can visit our site anonymously.

  • Once this privacy policy is created, we will add a link to it on our home page or as a minimum on the first significant page after entering our website.

  • Our Privacy Policy link includes the word 'Privacy' and can be easily be found on the page specified above.

Users will be notified of any privacy policy changes:

  • On our Privacy Policy Page

Users are able to change their personal information:

  • By emailing us at lang@risingcred.com

How does our site handle do not track signals?

We honor do not track signals and do not track, plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is in place.

Does our site allow third-party behavioral tracking?

It's also important to note that we allow third-party behavioral tracking COPPA (Children Online Privacy Protection Act) When it comes to the collection of personal information from children under 13, the Children's Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, the nation's consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children's privacy and safety online.

We do not specifically market to children under 13 or minors under 18.

Fair Information Practices

The Fair Information Practices Principles form the backbone of privacy law in the United States and the concepts they include have played a significant role in the development of data protection laws around the globe. Understanding the Fair Information Practice Principles and how they should be implemented is critical to comply with the various privacy laws that protect personal information.

In order to be in line with Fair Information Practices we will take the following responsive action, should a data breach occur: We will notify the users via email within 7 business days.

We also agree to the Individual Redress Principle, which requires that individuals have a right to pursue legally enforceable rights against data collectors and processors who fail to adhere to the law. This principle requires not only that individuals have enforceable rights against data users, but also that individuals have recourse to courts or government agencies to investigate and/or prosecute non-compliance by data processors.

CAN SPAM Act

The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations. We collect your email address in order to:

  • Send information, respond to inquiries, and/or other requests or questions.

  • Process orders and to send information and updates pertaining to orders.

  • We may also send you additional information related to your product and/or service.

  • Market to our mailing list or continue to send emails to our clients after the original transaction has occurred.

To be in accordance with CANSPAM we agree to the following:

  • NOT use false or misleading subjects or email addresses.

  • Identify the message as an advertisement in some reasonable way.

  • Include the physical address of our business or site headquarters.

  • Monitor third-party email marketing services for compliance, if one is used.

  • Honor opt-out/unsubscribe requests quickly.

Allow users to unsubscribe by using the link at the bottom of each email. If at any time you would like to unsubscribe from receiving future emails, you can email us at lang@risingcred.com.

International Visitors

The website is intended for a United States audience.

Changes and Updates to This Privacy Policy

At any time, we reserve the right to make changes and updates to this Privacy Policy.

Contact Information

Please contact us with any additional questions or comments about this Privacy Policy by e-mail at lang@risingcred.com.

Rising Cred LLC

4219 East Bird Street

Tampa, FL 33617

Thank you for taking the time to review our privacy policy.

Last updated January 31, 2020.

Disclaimer: The contents of this website should not be considered financial advice. The information presented is only for educational purposes only. Please consult a qualified professional for financial advice.